Introducing Rainbow Restoration's

 

"RAINBOW REASSURANCE"

 

A proactive and affordable program designed to provide homeowners with peace of mind and financial security against the risks of property damage.

 

Gain access to valuable resources that can help you avoid costly repairs, manage insurance claims effectively, and potentially protect against insurance rate hikes.

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Here's how "RAINBOW REASSURANCE" offers significant benefits:

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Proactive Detection for Prevention and Savings:

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• Annual Thermal Imaging Scan (INCLUDED): Our advanced thermal imaging technology detects hidden moisture issues within your walls and floors, often invisible to the naked eye. Early detection allows for timely intervention, preventing minor problems from escalating into major, expensive damage and potential insurance claims.

  • Across the nation, approximately 1 in 60 insured homes (1.6%) experiences a water damage claim annually. By identifying and addressing moisture issues early, our thermal scans can significantly reduce your likelihood of becoming part of this statistic.

  • Water damage and freezing accounted for 27.6% of all homeowners insurance losses in 2022, highlighting the prevalence and costliness of these issues.

• Annual Moisture Home Inspection for Suspected Water Damage (INCLUDED): If you notice any signs of water intrusion, our program includes a complimentary inspection by our experienced professionals. This allows for a thorough assessment of the situation and informed decision-making before contacting your insurance provider.

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Financial Advantages During Insurance Claims:

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• Priority Booking (INCLUDED): In the unfortunate event of significant water or fire damage requiring an insurance claim, "Rainbow Reassurance" members receive priority scheduling for our expert restoration services. This ensures a faster response to mitigate damage and begin the recovery process sooner.

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• Deductible Credit (INCLUDED): For substantial damage leading to an insurance claim, Rainbow Restoration will reduce your homeowner's insurance deductible by up to $500 -  specifically for the repair portion of the claim.

  • The average homeowners insurance deductible in the United States typically ranges from $500 to $2,500. Our program offers significant savings by reducing this out-of-pocket expense during a stressful time.

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Protecting Your Insurance Premiums and Policy:

• Filing multiple homeowners insurance claims within a short time frame can lead to increased premiums and even policy non-renewal.

  • Studies show that homeowners who file just one claim can see their insurance premiums increase by an average of 7% to 10%. Multiple claims can result in even steeper increases or the cancellation of your policy altogether.

  • By proactively addressing potential issues through our inspections and thermal scans, you can reduce the likelihood of filing claims and protect your insurance history and rates.

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Understanding the High Costs of Home Damage:

• The financial impact of water and fire damage can be substantial.

  • The average insurance payout for water damage and freezing claims was approximately $13,954 between 2018 and 2022.

  • Fire and lightning claims are even more costly, with an average payout of around $84,000.

  • It's important to remember that if the total cost of repairs exceeds your policy limits, the homeowner will be responsible for the remaining balance. Our program aims to help you avoid reaching those limits by addressing issues early or minimizing the extent of damage.

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Flexibility and Peace of Mind:

• Join Anytime, Cancel Anytime: You can enroll in the "RAINBOW REASSURANCE" at your convenience and have the flexibility to cancel your membership at any time, for any reason, without penalty.​

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Rainbow Restoration's "RAINBOW REASSURANCE" offers a proactive and cost-effective way to protect your home from the devastating effects of water and fire damage. For a low monthly fee, you gain access to valuable services that can save you money, time, and stress, while helping you maintain a positive insurance history.

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Feel free to reach out anytime!

 

Email: Service@rainbowofchicago.com or Phone: 847-673-3473